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Archive for the ‘Home Buying’ Category

Spirit Deals!

Recently the price for our 2 home for sale in Spirit of Brandtjen Farm in Lakeville were reduced. You can’t get a better deal then this one for these two homes.

16916 East Lake Drive

Rambler with Master Suite on the Main Floor

2 Bedrooms, Full Bath, and Family Room in Lower Level

3097 Square Feet finished

Cherry Cabinets and Millwork, Red Birch Wood Floors, Andersen 400 Series Windows, James Hardie Cement Board Siding, Owens Corning Shingles and Cultured Stone. 2 Fireplaces and deck and patio.

Now $530,000.00 Was $599,000.00

16931 East Lake Drive Lakeville

2-story home with 3 bedrooms on the 2nd floor

2309 Square Feet with a finished family room on the lower

level. Mission style cabinets and quarter-sawn and rift oak wood floor. Fireplace and custom built entertainment center. James Hardie Cement Board Siding, Andersen Series 400 Windows, Owens Corning Shingles and Cultured Stone.

Now $430,000.00 Was $529,000.00

Homes are open Thursday-Sunday 1pm-5pm

Contact us today for the best deal in Spirit.

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It’s that time of year again for the Builder’s Association of the Twin Cities’ Parade of Homes. Whether you’re in the market for a new home, remodeling, or just wanting to see the latest and greatest in new homes you should get out and see what’s on tour. We have one home on the Parade, 16916 East Lake Drive in Lakeville MN.

The Parade is open Thursday-Sunday until March 16. The hours are Th-Fri 3pm-7pm and Sat-Sun 12pm-6pm.

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Now is a really exciting time if you are a first time home buyer. There has not been so many options in homes in years. If you don’t have a home to sell you are in a great bargaining position. The worry is applying for a mortgage and can you really afford it or can you even qualify. The biggest mistake that people make is assuming they won’t qualify for a loan. How do you know if you don’t ask? Plus there are many great programs out there from the City and the State to help get first time home buyers in a home. It’s a win win for everyone involved.

I read the papers I know what’s out there, the sub-prime mortgage scare, foreclosures, and all the brokers who were just out to make money and not take care of their client. I promise that there are still reputable mortgage brokers and lending institutions out there. I just got a loan from AGStar in Northfield for some rural property. It was easy.

What’s the first step after you found the house you want? Start talking to lenders any of the banks in Northfield do a great job. They might surprise with what they can do for you. If you know what you want your monthly payment to be and how much you need to borrow they can help you find a way to make it happen. The bank wants you to be able to make your payments because if you can’t they get the property back and have to try and sell it.

Check out the programs that the City of Northfield offers. You might qualify for a grant or they might be able to find a program that is more suitable for you or direct you to an agency that can help you.

Don’t assume anything when it comes to mortgages. Go out there and ask!

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